Finance

The Right Car,
Priced Monthly

Flexible finance on every car we sell — payments shaped around your budget, with zero-deposit options available on selected applications.

How it works

From Advert To Handover

Every car on our website carries its own monthly figure. Tell us the car and the budget, and our finance team works with trusted lenders to place the agreement that fits.

Browse cars with monthly figures
  1. 01

    Pick the car

    Find it in our stock, or tell us what you are after and we will source it. The advertised monthly figure is your starting point.

  2. 02

    Talk to us

    A quick enquiry from home — from the vehicle advert or the contact page. No obligation at this stage.

  3. 03

    Get your options

    Tailored options for your circumstances — deposit, term and product — talked through plainly, without the jargon.

  4. 04

    Sign and collect

    Paperwork is signed electronically and the car is prepared while the agreement completes. Most customers collect within days.

Why finance

Why Most Of Our Cars Leave On Finance

01

Spread the cost

Fixed monthly payments instead of a large amount upfront, which makes budgeting straightforward.

02

Drive a better car

A newer, higher-spec or lower-mileage car than the same money buys outright.

03

Keep your savings

Money stays available for the things that actually need it, rather than sitting in the car.

04

Flexible deposits

Zero-deposit agreements may be available on selected applications.

05

Fixed payments

Most agreements fix the payment for the whole term — no surprises in month eighteen.

06

Change more often

Finance makes it practical to move the car on and upgrade more regularly.

On the forecourt

Every Car Advertised With Its Monthly Figure

The products

HP Or PCP

Two ways to structure the same purchase. The right one depends on how long you keep your cars.

Option 01

Hire Purchase

The simple one: pay it off, own it. A clear path to ownership with fixed repayments and no balloon at the end.

  • Deposit upfront if you want one — zero-deposit options may be available
  • The balance is spread over fixed monthly payments
  • Once the final payment is made, the car is yours
  • No large final balloon payment

Best for: keeping the car — a clear route to ownership

Option 02

Personal Contract Purchase

Lower monthlies and a decision at the end: keep it, hand it back, or trade it in against the next one.

  • Fixed monthly instalments over an agreed term
  • An optional final payment may be available at the end
  • At the end: keep, return, or part-exchange the car
  • Bespoke PCP quotations available on request — figures vary with mileage, deposit and term

Best for: lower monthlies — changing the car every few years

Why us

Why Finance With Us

01

A panel of lenders

We work with a panel of lenders to find competitive finance options for a wide range of customers and budgets.

02

FCA regulated

All finance arrangements are fully FCA regulated, helping ensure that finance is offered responsibly, fairly, and transparently.

03

Quick and clear

The enquiry process is fast, easy, and clear from start to finish — tailored to your individual circumstances.

04

A person, not a portal

From enquiry to handover you deal with our team — we talk the options through and answer the awkward questions.

Ready when you are

Found The Car? Start The Conversation

Get in touch and our team will work with you to find the most suitable finance solution available for your needs.

Dealer Finance Partnerships: We may receive a commission from finance agreements depending on the lender, agreement type, finance rate, and term selected. This does not affect our commitment to treating customers fairly and providing clear and transparent finance solutions at all times.

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